Loan Program

Fix & Flip Loans

Fast funding for value-add investment projects

Fix & Flip loans provide short-term financing for investors purchasing and renovating properties for resale. Get acquisition and rehab funding in one loan with fast closings and flexible draw schedules designed for experienced flippers and first-time investors alike.

LTC
Up to 90%
Loan-to-Cost financing for acquisition + rehab
ARV
Up to 75%
After-repair value for maximum leverage
Term
12-18 Months
Flexible terms to match your project timeline
Close
7-14 Days
Fast closings to win competitive deals

How It Works

One loan for purchase and rehab

Acquisition Funding

Finance the purchase price with competitive leverage

Rehab Budget

100% of rehab costs held in escrow and drawn as work completes

Interest-Only Payments

Lower monthly costs during the renovation period

Exit Flexibility

Sell or refinance into a long-term loan

Who This Is For

Designed for investors who
create value through renovation

Whether you are an experienced flipper or doing your first project, our Fix & Flip loans provide the capital and flexibility you need.

Experienced fix-and-flip investors
Real estate investors new to rehab projects
Contractors looking to expand into investment
Wholesalers transitioning to holding properties
Investors scaling their renovation pipeline

Requirements

What you need to qualify

1
Minimum 660 credit score
2
Real estate investment experience preferred (not required)
3
Detailed scope of work and rehab budget
4
Property must be non-owner occupied
5
Exit strategy: sale or refinance
6
Reserves for 3-6 months of interest payments

The Process

Fast funding for your next flip

01

Submit Your Deal

Share property details, purchase price, and rehab budget

02

Quick Underwriting

We analyze the deal, ARV, and your experience

03

Loan Approval

Receive terms and close in as few as 7-14 days

04

Draw Schedule

Request rehab draws as you complete work phases

FAQ

Common questions about Fix & Flip loans

Ready to Apply?

Fund your next flip
in as few as 7 days

Submit your deal details and get a term sheet quickly. Our team specializes in fast closings.

Disclaimer: Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states. Rates, terms, and conditions are subject to change without notice. This is not a commitment to lend. EHM Strategies is a mortgage broker and not a direct lender. NMLS #[INSERT NMLS]. Equal Housing Opportunity. All loans subject to property eligibility and borrower qualification. Fix & Flip loans are intended for non-owner occupied investment properties only.